The Investor Coaching Show with Paul Winkler

People Buy Milkshakes Early in the Morning. A New Product Is Born.

Evan talks about how McDonald's discovered that most of their milkshakes were sold before 10 a.m., which sparked a heavily sold product that keeps many businesses running: the frozen coffee beverage. Listen along as Paul and Evan discuss how flexible and dynamic businesses can be and why trying to pick the winners out of the crowd has proved to be a bad tactic for investors. Later in the episode, Paul and Evan talk about private equity and why the industry seems to only focus on the upside: because it makes the industry a lot of money. Evan encourages investors to exchange the word “private” with “unregulated” and consider whether you want to put your money in unregulated equities. 

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

Bitcoin’s Decline: Can It Compete With the Dollar? Does It Work as an Investment?

Bitcoin drops 40%, but proponents try to claim that volatility is decreasing. Paul and Evan discuss the fundamental issue with trading a commodity that lacks a practical application in the world and competes with one of the most stable forces globally: the U.S. dollar. Listen along as these two advisors share a CNBC interview that’s working hard to spin some sort of upside to this investment. Later in the episode, Paul talks about how investments get priced and how this affects Bitcoin's limited supply. 

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

When Will the Tide Turn in Overseas Markets?

Most diversified portfolios are not just even amounts of U.S. and international holdings. It’s more nuanced than that. Over the last few months, we’ve seen pundits who for years have encouraged investors to only own large U.S. companies but are now pushing international stocks because they have been outperforming the U.S. for a while. Paul and Evan remind you that confident investors don’t rely on past performance and news cycles to make investing decisions. Later in the episode, Paul talks about an investor who called the office this week to ask about a specific financial product. 

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

Looking at Younger Investor’s Robinhood Account: Staying Curious and Humble

Paul chatted with a curious young investor this week who was eager to share what he was investing in and ask for some constructive feedback. Listen along as Paul and Evan talk about showing investors the funds that have overlapping stocks and don’t offer more diversification. Paul and Evan share how this young investor was trying to follow the fundamentals of investing, but some of the most popular products in the industry aren’t designed to follow them. Later in the episode, Paul and Evan discuss markets and the economic effects of tariffs following this week's Supreme Court ruling on the Trump tariffs.

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

Technical Analyst Shows Their Hand: Bad Market Timing and Wild Speculation

Many fund companies love to tout the strength of their technical analysis. They claim to have market experts poring over company books to see what should be in your portfolio and what should be out. Today, Paul shares a clip of a technical analyst really showing their lack of basic investment knowledge. Paul encourages you not to tie up your retirement with people who claim to be experts at market timing but ignore the basic rules of investing. Later in the episode, Paul discusses how younger people are being taught to view investing as entertainment, as predatory companies target the most active investors, encourage people to engage in “predictive markets” (aka gambling), and turn earnings reports into NFL-like post-game interviews.

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

Watch Out: Mortgages That Last Longer Than the House

Imagine your house falling apart before your mortgage is even up. Unfortunately, this could become a reality for many homeowners. Homes are being built faster, bigger, and with lower-quality materials than they were 50 years ago. Today, Paul shares the devastating consequences when builders cut corners using materials and methods that aren’t built to last and homeowners don’t do their due diligence. Later in the episode, Paul does the work for you and looks through the disclosures Yrefy hides at the end of their TV ad. The disclosures clearly state that the investments are high-risk and untradeable, and liquidity is not guaranteed — even though the ad says otherwise. Paul warns, “Read the fine print yourself.” You won’t regret it. 

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

3 Myths of Investing: If You Know These, You’re Ahead of Most Investors (Part 2)

This week, we’re walking through some investing myths. It's super easy for people to get pulled into these myths because they appeal to our instincts and our emotions. Our instincts tell us to go toward pleasure and away from pain. Listen along as Paul walks you through some of the stickiest traps in the industry and shares guiding principles that should inform your investment decisions.

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

3 Myths of Investing: If You Know These, You’re Ahead of Most Investors (Part 1)

This week, we’re walking through some investing myths. It's super easy for people to get pulled into these myths because they appeal to our instincts and our emotions. Our instincts tell us to go toward pleasure and go away from pain. Listen along as Paul walks you through some of the stickiest traps in the industry and shares guiding principles that should inform your investment decisions.

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

What Keeps People From Saving for Retirement? Are You on Track?

Today, Evan shares research about what keeps people from saving for retirement. The list was long and included daily expenses, paying off debt, and caring for aging parents or children. The same research also concluded that people were starting major milestones later, but still felt confident about their retirement income. Listen along as Paul and Evan talk about how to know if you’re on track and how to overcome some of the practical and mental barriers to reaching your goals.

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

Edward Jones Head of Investment Strategy Encourages Investors to … Market Time

Today, Paul shares an interview with the Edward Jones head of investment strategy, where she’s pressed about the lackluster performance of the area of the market most of their investors are in: large U.S. companies. She finally admits that they are still “feeling good” about the U.S. economy, but now might be a good time to consider diversifying in smaller companies and international companies. Paul and Evan are pretty shocked that a Harvard Business School graduate, who helps millions of investors, would so blatantly tell investors to buy based on past performance and then call it diversification.  

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.