Episodes

5 hours ago
5 hours ago
Giving daily market updates or outlooks, providing tactical investment advice, and speculating about how companies will respond to current events are all just coded language for market timing. Today, Paul shares some advice he heard given on a trusted investing show by a professional who represents a large management company. The problem is that the advice is just flagrant market timing. Listen along to hear how the investment industry has been taken over by a market timing epidemic and tried to hide it with different language. Later in the episode, Paul talks tariffs and addresses the question: “Is America anti-European?”
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

2 days ago
2 days ago
Today, Paul talks about how the current political climate is favoring international companies and the bad advice that is coming from large management companies and pundits. Listen along as Paul explains how markets get priced and why confident investors should be unfazed by seeing sectors performing differently against one another over time. Later in the episode, Paul talks about an insurance company that got dragged to court for offering a fixed-index annuity with proprietary indices.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

3 days ago
3 days ago
Today, Paul explains that most of the investing industry treats income in retirement with a product approach, but he encourages confident investors to take a process approach instead. Listen along as Paul shares what he looks at with clients to help them understand what their income will be in retirement.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

5 days ago
Inheriting Money Is Not a Financial Plan
5 days ago
5 days ago
Did you know that 50% of people in the U.S. don’t inherit anything from friends or family? Today, Paul talks about why waiting for an inheritance is not a financial plan and why some people who believe they are getting an inheritance are in for a rude awakening when they realize how some older investors are investing in CDs and annuities and using other head-scratching strategies.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Friday Mar 28, 2025
The Not-So-Magnificent 7: A Lesson in Diversification
Friday Mar 28, 2025
Friday Mar 28, 2025
For years investment experts have touted the power of the Magnificent Seven, the seven largest U.S. companies that dominate funds and portfolios, until in March we saw a sharp decline in the prices of this segment of the market. These experts have quickly pivoted to rebrand these companies as the "Maleficent Seven.” Today, Paul talks about why diversification can feel boring when these companies seem to be soaring, but why it is better for investors in the long-term.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Thursday Mar 27, 2025
Here’s Why AI Won’t Be the Investment That Some Hoped
Thursday Mar 27, 2025
Thursday Mar 27, 2025
Today, Paul talks about a common philosophy for choosing investments that rarely works. It’s easy as an investor to look at the trends or technology that we believe will drive earnings in the future and invest in those first. But who made more money during the gold rush, the people looking for gold or the people selling pickaxes? Listen along as Paul explains why AI investments are more likely to line the pockets of trading companies than pad your retirement account. Later in the episode, Paul debunks an article that claims Social Security is failing and speculates about how the government might consider privatizing the program.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Wednesday Mar 26, 2025
Market Update March 2025: Politics, Markets, and Professional Speculators
Wednesday Mar 26, 2025
Wednesday Mar 26, 2025
Today, Paul provides a market update after three months of markets being unexpectedly disrupted by politics. Listen along as Paul shares why people who predict market returns are left in a state of turmoil, hoping or waiting for certain news to drop and unable to make any consistent predictions. “America First” investors are watching U.S. markets go down, but diversified investors still get to relax about money. Later in the episode, Paul shares one of the most ridiculous market indicators he’s ever heard of and how market timers will grab onto anything to make predictions.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Tuesday Mar 18, 2025
The Unique Challenges of Growing Old Together
Tuesday Mar 18, 2025
Tuesday Mar 18, 2025
Today, Paul and Evan talk about growing old together and the unique challenges that arise when two people age differently and develop separate medical needs. Listen along as these two advisors share how difficult but important it can be for people to consider and plan for their long-term care needs instead of putting them off until they can’t avoid them any longer.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Monday Mar 17, 2025
A Culture Shift Toward Gambling
Monday Mar 17, 2025
Monday Mar 17, 2025
With more and more major retailers making their way into the retail investment craze, it’s important to realize that investing is becoming more and more like gambling every day. Paul and Evan talk about an article that describes how sports bettors are getting pulled into the investing world and have the ego to believe that investments are easier to bet on than sports. Listen along as the two advisors break down how profitable this is for these companies and why this cultural shift around investing will create a lot of financial hurt moving forward.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Friday Mar 14, 2025
Evidence-Based Investing
Friday Mar 14, 2025
Friday Mar 14, 2025
Paul and Evan share an insider's look at a recent conference they attended and get into a great conversation about how evidence-based investing protects their clients from risk. They address a common problem that sucks people into working with large investment firms: The firms sound like they are evidence-based, but they are really engaging in market timing. Listen along as these two advisors talk about how these companies use terms like "rebalancing" and how their performance data doesn’t actually have anything to do with the quality of their investments.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.