The Investor Coaching Show with Paul Winkler

Inheriting Money Is Not a Financial Plan

Did you know that 50% of people in the U.S. don’t inherit anything from friends or family? Today, Paul talks about why waiting for an inheritance is not a financial plan and why some people who believe they are getting an inheritance are in for a rude awakening when they realize how some older investors are investing in CDs and annuities and using other head-scratching strategies.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

The Not-So-Magnificent 7: A Lesson in Diversification

For years investment experts have touted the power of the Magnificent Seven, the seven largest U.S. companies that dominate funds and portfolios, until in March we saw a sharp decline in the prices of this segment of the market. These experts have quickly pivoted to rebrand these companies as the "Maleficent Seven.” Today, Paul talks about why diversification can feel boring when these companies seem to be soaring, but why it is better for investors in the long-term.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Here’s Why AI Won’t Be the Investment That Some Hoped

Today, Paul talks about a common philosophy for choosing investments that rarely works. It’s easy as an investor to look at the trends or technology that we believe will drive earnings in the future and invest in those first. But who made more money during the gold rush, the people looking for gold or the people selling pickaxes? Listen along as Paul explains why AI investments are more likely to line the pockets of trading companies than pad your retirement account. Later in the episode, Paul debunks an article that claims Social Security is failing and speculates about how the government might consider privatizing the program. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Market Update March 2025: Politics, Markets, and Professional Speculators

Today, Paul provides a market update after three months of markets being unexpectedly disrupted by politics. Listen along as Paul shares why people who predict market returns are left in a state of turmoil, hoping or waiting for certain news to drop and unable to make any consistent predictions. “America First” investors are watching U.S. markets go down, but diversified investors still get to relax about money. Later in the episode, Paul shares one of the most ridiculous market indicators he’s ever heard of and how market timers will grab onto anything to make predictions.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

The Unique Challenges of Growing Old Together

Today, Paul and Evan talk about growing old together and the unique challenges that arise when two people age differently and develop separate medical needs. Listen along as these two advisors share how difficult but important it can be for people to consider and plan for their long-term care needs instead of putting them off until they can’t avoid them any longer. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

A Culture Shift Toward Gambling

With more and more major retailers making their way into the retail investment craze, it’s important to realize that investing is becoming more and more like gambling every day. Paul and Evan talk about an article that describes how sports bettors are getting pulled into the investing world and have the ego to believe that investments are easier to bet on than sports. Listen along as the two advisors break down how profitable this is for these companies and why this cultural shift around investing will create a lot of financial hurt moving forward.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Evidence-Based Investing

Paul and Evan share an insider's look at a recent conference they attended and get into a great conversation about how evidence-based investing protects their clients from risk. They address a common problem that sucks people into working with large investment firms: The firms sound like they are evidence-based, but they are really engaging in market timing. Listen along as these two advisors talk about how these companies use terms like "rebalancing" and how their performance data doesn’t actually have anything to do with the quality of their investments.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

U.S. Stock Markets Disrupted. Undiversified Investors Hurt the Worst.

Paul and Evan begin by discussing an opportunity Paul had to invite the band Essex County to the office this week. Paul shares how assisting others with their business and financial needs can create valuable connections and opportunities to appreciate individual talents and passions. Then, Paul and Evan pivot to talking about a rough month for large U.S. companies as tariffs have changed the game for many companies, causing undiversified investors to lose trillions of dollars. Listen along as these advisors talk about why being properly diversified between international and U.S. companies should always be a priority.

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Robinhood: The Technology Company That Sells Investments

Today, Paul talks about a dropped lawsuit that the SEC filed against Robinhood and walks through a shameless plug that touts Robinhood's superior “engineering” and “offerings.” Paul wants investors to not fall for companies like this that seem advanced and new. The truth is Robinhood is successful because it’s good at selling investments to people, not because investors are becoming successful on their platform. Listen along as Paul outlines the risks and problems with trading companies like these. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul’s Takeaway From the Trump-Zelensky Meeting

What moves the market? It’s unpredictable events and information, much like the tense meeting between Trump and Zelensky in the Oval Office last week. Today, Paul talks about some of the psychological aspects of those meetings and why news events like these leave both sides more entrenched in their beliefs than before through something called confirmation bias. Listen along as Paul tries to bring some perspective to an emotionally charged event and explains why any number of unexpected events could come along, shaking up markets and completely ruining market timers’ plans. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.