The Investor Coaching Show with Paul Winkler

After 40 Years, Japan Can’t Keep Buying Our Debt. Are We All in Trouble?

After 40 years, Japan can no longer keep buying our debt. Should U.S. lenders be worried? Are interest rates going to spike? Europe is on pace to have a better year than the U.S. Is Europe becoming a better place for business? Should investors start selling off Large U.S. stocks and investing in other places? Today, Paul talks about two pieces of international news he thinks are designed to create fear and uncertainty in investors. Listen along as Paul answers these questions and explains why financial news outlets focus on stories like these.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

2025 Social Security Webinar

Social Security is a complex topic and can be confusing to navigate. Today’s episode of the investor coaching show is our annual Social Security Webinar. 

 

If you want to see all the visuals that go along with this presentation or watch it on our website, go to: paulwinkler.com/ss.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

Cost of Living vs. Quality of Life: Isn’t It Worse Now?

A common question Paul hears about this younger generation is: Isn’t it worse for us now? With wage stagnation and tough housing markets, it could be very easy to assume it is harder. After all, houses were for sale for $30,000 fifty years ago. Paul and Evan expand the question by including the concept of quality of life. Was the average single-family home in 1960 the same quality as the average single-family home in 2010? Did it have the same amenities? Was it larger or smaller? Listen along to hear these advisors explain why cost of living and quality of life work together to paint a more optimistic picture for younger generations. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

Wealthy Investors Can Afford To Take Risks and Lose Big

It’s easy to look at wealthier investors and think they know more about money and investing. Today, Paul and Evan explain some critical differences between wealthy investors and average-income investors and why comparing yourself to wealthy investors can lead to many investing mistakes.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

Interest Rates Change. Confident Investors Don’t Overreact.

Paul and Evan talk about a trap that educated investors don’t fall into around interest rates. Last week, we saw interest rates change, which may bring about a rise in return in fixed income assets, like bond and CD rates, and a short-term drop in stock prices. Listen along to hear these two investors explain why a diversified portfolio historically beats responding to these trends and why even 10-year returns aren’t a long enough time horizon to see what is going on in stocks.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

60/40 Portfolios: A Historically Good Income Solution for Diversified Investors

Inflation is pushing the value of the dollar down, but markets can be volatile, and it can be difficult to pull money out for income when stocks are down. Today, Paul talks about an asset mix that has historically been a great income solution for properly diversified investors. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

The Problem With the Invest America Act No One Is Talking About

“Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn't, pays it." This quote is often attributed to Albert Einstein and is the driving force behind the new Invest America Act proposed by Sen. Ted Cruz in early May, which would give each American born $1,000 at birth in an investment account that could be added to over the years and taken out of when they are an adult. This idea has been praised by many, and Paul even admits it is a tempting proposition, but there is a problem with the bill that few are talking about. With the government investing billions of dollars into large U.S. companies each year through this law, would the government be able to use its investment to gain leverage over and coerce companies by threatening to invest elsewhere?

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

New to Investing? Take These Steps First

Today, Paul talks about how to overcome some of the first challenges around saving and investing. Listen along to hear Paul cover the mindset shift that helps many go from living paycheck to paycheck to saving and making their first investments. Paul spends the second half of the episode helping those newer to investing get educated about the most common strategies that get sold and why those strategies leave investors’ money more at risk than a properly diversified portfolio.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

A Strong Voice for Market Efficiency Diagnosed With Terminal Lung Cancer

Today, Paul reflects on the work of Jonathan Clements, an author and former writer for The Wall Street Journal, who has not stopped trying to leave a legacy amid a terminal cancer diagnosis. Listen along as Paul explains why it is so important to have voices like these in the investing world and why the concept of market efficiency is the foundation that you build many other investing concepts on top of.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

Innovation Fuels Change — Tariffs Provide a Global Trade Mix-Up

Paul and Evan open the show talking about how tax law changes have affected the way you take an income from certain investments over the last 50 years. They then pivot into a conversation around tariffs and changes in global trade that could create new opportunities and challenges for jobs as we see technology change the way that businesses innovate and operate. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.