The Investor Coaching Show with Paul Winkler

Paul gives an update on markets in the third quarter of 2026 and explains why this month has been marked by bond sell-offs that have affected interest rates, pushed stock prices up, and raised inflation concerns. Listen along to hear Paul explain how these markets work, what to expect from these changes, and why confident investors know enough not to act impulsively. 

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

Today, Paul shares a common trap most investors face when investing at work: not doing the initial legwork, trusting your employer to offer good 401(k) options, and making regular contributions to an investment that underperforms your other options. Listen along to hear why Paul chooses to help investors review their 401(k) options and why it’s important to find and select the best options available through your employer. 

 

Later in the episode, Paul shares a video about the “bucket strategy” for your portfolio and why it’s a sales tactic that takes advantage of your desire for diversification, not an academic approach to income in retirement.

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

It seems that more and more politicians are starting to believe that governments don’t have enough resources because they don’t make wealthy people pay their fair share. Today, Paul wants to remind you that the wealthiest citizens have the power to leave before they see a country tax them out of a large portion of their wealth. Later, Paul pivots to the topic of Social Security and why no politician seeking reelection would allow the program to fail because of the massive number of voters who rely on it. 

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

At a staff meeting this week, an advisor shared that a client used AI to find a fund with optimal diversification. The problem is that AI trains on the industry’s marketing materials and doesn’t know how to dig any deeper yet. Listen along as Paul explains how AI parroted the fund’s sales pitch and overlooked the fact that it would invest the majority of your money into a handful of companies. 

 

Later in the episode, Paul talks about what happened in India when over half a million people applied for 583 jobs and how this shows just how hard people will work to make life better for themselves and those around them. 

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

Today, Paul shares two practical examples that highlight the same problem: The industry is set up to sell and provide education, diversification, and the best opportunity for income in retirement. Listen along as Paul shares about a growth fund a client brought in that was underperforming and introducing unnecessary risk to the portfolio, and about an article from an expert who is trying to get people out of cash and into the wrong kinds of bonds to provide stability during market downturns. 

 

Later in the episode, Paul wants you to know that get-rich-quick schemes around AI investing are being pitched as the “future” of investing.

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

Regardless of your stage of life, there are always a few good reasons not to save for retirement. Paul wants you to know that, for most people, the status quo is to spend what you make and try to provide the best quality of life for yourself. But what happens when you can’t work anymore? Today, Paul shares some of his favorite behavioral hacks to help you go from living paycheck to paycheck to feeling more confident about money. Part of the problem is not a lack of self-control, but a world that makes it easy to spend and difficult to save, and there are things you can do to flip the script.

 

Later in the show, Paul addresses the concern that markets and income are just too different now to save for retirement than they used to be. Paul shares how choosing the right investments and saving a reasonable amount will beat out aggressive saving and investing in the wrong things every time.

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

Many Americans fear that America's economy may be surpassed by China’s and that China’s use of AI may affect the future of the world’s job market and economy. Today, Paul brings an interview with Hank Paulson, former Treasury secretary, about both topics that sheds light on the country and some of the more nuanced issues that the media doesn’t always cover. 

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

What if the next generation of batteries didn’t need rare earth minerals? Today, Paul shares an article about new battery technology that uses common materials like iron and salt instead of relying on rare earth minerals. Paul and Evan discuss how an innovation like this could have huge implications for everything from cars and phones to airplanes and energy storage. It could also reshape the geopolitical landscape by reducing the world’s dependence on China for critical battery materials. 

 

Later, Evan shares a personal story that offers an important lesson for investors: Making a few mistakes with your diet usually isn’t catastrophic, but making even a few poorly timed decisions with market timing or stock picking can have a lasting impact on your financial future.

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

Choosing whether or not to buy your primary residence is different from considering real estate as an investment. Today, Paul shares a commercial that says Nashville is the second-best buyer’s market for real estate in the U.S. Paul cautions that this also means it's the second-worst for sellers. Listen along as these two advisors explain why this doesn’t count as investment education, but rather a pitch to sell you real estate. They then explain why they don’t recommend real estate as an investment and how it performs compared to other investment options.

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

Large investment companies lead with the claim that they are fiduciaries and that they align their interests with yours, but then they turn around and market time with your money. How does this happen? Today, Paul explains the two main philosophies investing companies have and how they lead to completely different styles of management, fees, and performance. 

 

Later in the episode, Evan shares that ease and convenience can be a trap for your spending and offers some simple steps you can take to add a small amount of friction between you and companies vying for your hard-earned money.

 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

 

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.