Have You Looked in Your Target Date Fund? Commodities, Real Estate Holdings, and More

This week Paul looks at a Target Date Fund from an investor and is shocked to see what is inside. Target Date Funds are marketed to investors as safe options that allow you to choose a retirement date and forget about the rest. Paul wants you to know that these products don’t live up to those claims. Later in the show, Paul talks about an investor who was interested in a five-year annuity as a way to take income before using his retirement savings. Paul explains why annuities aren’t a good solution and how stocks, bonds, and fixed income assets work together to provide income without running down the portfolio.

 

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