The Investor Coaching Show with Paul Winkler

Do You Know What Kind of IRA and Which Investments Are the Right Fit for You?

Today, Paul talks about the two choices you have with tax-advantaged accounts: which one to choose and what investments you choose to put inside of them. Paul explains why lower-income earners may want to take advantage of ROTH accounts and why low-cost/low-fee investments are less important than diversification. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

UBS Global Wealth Manager Wrong About 2024: How Much Did It Cost Investors?

Today, Paul pulls out a Kiplinger article where a UBS Global Wealth Manager goes on the record saying that they like “energy and consumer staples” for investments in 2024. A quick look after 2024 reveals that this area did go up, but it performed very poorly in comparison to most market segments. Paul wants you to know that confident investors don't look to change their investments in the new year and don’t follow the countless companies that are gambling and speculating with people's hard-earned money.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Our Promise to You in 2025

There is a lot of financial news and education fighting for your attention in the world. Most of it is made by people who get paid to keep your attention and to sell you products or people who have bought into the industry's lies about what it means to be a confident investor. Today, Paul shares his goal for “The Investor Coaching Show” in 2025 (and every year): to look at the financial news of the day and make sense of it so you can avoid common investing traps.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

CNBC Asks Investors What They Think Is Going To Happen in 2025. The Results Are Not Surprising.

Apparently, investors think markets are going to go up and pundits agree. Paul and Evan talk about how markets get priced, what you might expect from markets when the fear about the future drops, and why this kind of rhetoric is a major distraction from relaxing about money. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Young Homebuyers: You Can Rent a House or You Can Rent the Money

Today, Paul and Evan have a great discussion about buying homes in a market with high home prices and interest rates. Paul encourages potential home buyers to be cautious and explains why the standard advice to “own at all costs” is actually an emotional trap. Listen along as Evan talks about the stigma of renting and why interest, property tax, sales commissions, and real estate markets make the decision to buy a home more complex than some would lead you to believe.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

“If the Market Doesn’t Rally in the Next Four Days…”

Someone on CNBC is already saying, “If the market doesn’t rally in the next four days, that historically indicates a tough January for markets and that you may want to consider X, Y, Z strategy and staying up-to-date on what’s coming.” Paul and Evan try to count how many “weasel words” they said and discuss how pundits use “historical performance” to entice people into watching television and making emotional decisions about investing. The bottom line is this: Confident investors tune all of this out.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

None of This Counts As Comprehensive Financial Planning

Today, Paul opens the episode and answers a question about social security. Then, Evan and Paul talk about what passes as financial planning but just isn’t. Listen along as Paul talks about planners who only talk about taxes, planners without degrees, technical analysis and fundamental analysis, cap-weighted funds vs. equally-weighted funds, and how none of these things count as financial planning.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

What Happens When You Overcommit to Low-Fees

Paul talks about what happens when someone overcommits to one factor of investment returns while ignoring most of the rest. Listen along as Paul shares a video where someone was able to accomplish incredibly low fees and expenses on their portfolio but they ended up with a risky investment that will have performance issues in the long run.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Let’s Look at the Different Types of Things We Can Invest In

Today, Paul walks through different kinds of investments and how you understand the risks and rewards each investment offers. Paul wants you to walk away feeling more confident about your money working for you and understand why certain things are called investments that either don’t deliver on their promises or don’t actually pay you to borrow your money.

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Are Expenses Making Your Portfolio Fat and Sluggish? That’s What the Industry Wants You To Think

Cost is a factor that impacts the performance of your investments. However, it is not the only factor, yet low-cost products can be heavily marketed as the best ones. Today, Paul receives a video attempting to explain an analysis of specific funds and their costs. Unfortunately, the explanation falls short on a few key points about how these portfolios and markets work. Paul encourages you to really understand the claims this video makes so that you will feel confident when someone tries to push you away from your plan because of expenses.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.