The Investor Coaching Show with Paul Winkler

What Can You Learn From 100 Years of Data on Market Crashes?

Today, Paul and Evan offer a wider perspective on market crashes and address an almost ubiquitous phrase from people worried about markets: “I know markets have rebounded, but this time it’s different.” Listen along as these two advisors talk about what we can learn from the full century of data available on market crashes and why, even though the specific events we live through today have never occurred, the market has experienced similar conditions through the chaos of the last 100 years. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

Social Security Looks Bad; Gold Looks Good

Today, Paul and Evan talk about two different financial topics that are not what they seem. After DOGE chose to make some changes to social security offices and policy, pundits declared that the program is in trouble and Americans should be scared. After gold had some better returns in the short term, pundits declared that tariffs are killing the U.S. Dollar and that gold is on the rise. Listen along to hear why neither of these stories is what they seem and why confident investors tune out the 24/7 financial news outlets. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

You Wouldn’t Buy a Car Without Doing Some Research. So Don’t Do This.

Today, Paul explains that many people don’t want to do their homework before hiring a financial advisor. We love to trust word of mouth, or worse, the marketing materials of an advisory firm. Paul reminds investors that you don’t buy a car without doing some research or a home without having a proper inspection. The financial consequences of going 30 years of saving and investing without vetting your advisor can be dire. Listen along as Paul shares how to do the research and end up with the right planner. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

With the Right Advisor, You Get a Chance To Think Through Your Own Decisions

Paul shares three examples of conversations where clients were operating with some old information about their financial situation and were looking for advice. In those situations, you can either tell clients what you think they should do or empower them to learn about finances and make a decision that feels best for them. Listen along as Paul shares some common misconceptions investors face and why you want an advisor who teaches you how to think through your own decisions. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

What Does an Advisor Do and How Do You Pick One?

When you work with a financial advisor, you are hiring someone to work for you and you should expect them to be qualified. Today, Paul asks: Do you know what financial advisors are supposed to be doing? And do you know how to vet an advisor to make sure they are the right fit? Listen along as Paul answers both of the questions and addresses things to be on the lookout for when you search for a good advisor. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

Are Tariffs Ruining the Market for Investors?

The financial industry is working hard to convince investors that everyone should be dialing back the risk in their portfolios due to tariffs. Paul asks: Isn’t this just market timing? Listen along as Paul shares why making changes to a diversified portfolio means opening yourself up to inflation risk, losing out on upside potential, and ultimately engaging in market timing. Paul explains the real effect tariffs have on markets and why we have every reason to believe that stocks will continue to provide the same kinds of returns we have seen over the last 100 years.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

The Market Is Self-Correcting: Tariffs, Interest Rates, and Government Spending

In today's episode, Paul discusses investor fear about changes due to the shifting economic climate. It is so easy to hear how the media talks about what is happening and assume we are close to a complete system failure, but that is not true. Listen along as Paul shares the many self-correcting mechanisms that exist in a free market economy and illustrates how uncertainty can create more rewards for investors and stabilize markets. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

Significant Income Tax Rates Changes Could Be Coming Soon

Paul explains the U.S. graduated tax rates for income taxes and shares the changes coming to both the rates and standard deduction that could leave most people paying more in income taxes. Listen along as Paul shares what the rates currently are and what they could look like in the near future if the government decides not to revisit these laws.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

Here Are the Tools We Use To Help You Relax About Money

Today, Paul invites Evan onto the show to talk about how PWI is growing to help more people in the Murfreesboro area relax about money and what tools they use to help clients. It could be easy to think that financial planning only involves buying, selling, and managing the assets in a portfolio. Listen along as these two advisors talk about the many different parts of your financial life and how the systems and software can help you go from feeling overwhelmed to relaxing about money. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

You Don’t Want To Find These 3 Phrases in Your Advisor’s ADV

Today, Paul highlights three phrases to be wary of in a financial advisor's disclosure document (ADV Part 2): "fundamental analysis," "technical analysis," and "tactical asset allocation." He explains what these terms really mean and how they can be detrimental to your retirement. He also talks about the positive impact of diversification on a portfolio, especially during uncertain economic times. 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.