The Investor Coaching Show with Paul Winkler

Social Security Education Without the Sales Pitch

Today, Paul talks about his most recent webinar on Social Security and why it’s fairly rare to find education in this industry without a sales pitch. Listen along as Paul covers some important Social Security topics like filing early versus filing late, taxes, spousal benefits, and whether he believes Social Security will be around in the future to offer benefits. Later in the episode, Paul teaches about commodities and talks about why you should be wary of any sales pitches that claim to be a better option than investing in equities.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Banks Are Still Not a Reliable Place for Large Deposits

Paul brings an article from WSJ called “Will Banks Finally Have to Pay You More For Savings?” and explains why inflation and interest rates increases on deposits don’t exactly mean higher returns for savings accounts and CDs. Listen along as Paul explains some of why large banks like JPMorgan Chase aren’t sure where things are headed and how much they will be able to offer on these products. All in all, banks are still not a reliable place for large deposits, if you’re looking for returns that beat inflation.

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Market Update: April 2024

Today, Paul and Ira cover give a market up in light of the wars in the Ukraine and Israel, inflation, and interest rates. Paul plays a clip that poses the question: Is inflation coming inside the United States or from imports? Listen along as Paul and Ira explain what is going on in the economy and markets in April of 2024. Later in the episode, Paul answers a question about why he lumps Bitcoin into the same category as other crypto currencies.

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

This Tax Benefit Trips Up Real Estate Owners

Today Paul and Ira talk briefly about how 1031 exchanges are a tax benefit that can keep  people stuck in real estate investing. The reality is that real estate ownership is a job and there are times when it makes sense to quit the job and move on to something else. Listen along as these advisors talk about how trying to make smart investing decisions can actually lead you away from your purpose for money. Later in the episode, Paul talks about what it would be like to manage $1.6 trillion in investments.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

How Are Counseling and Financial Planning Connected? An Interview with Dr. John Kennedy (Part 2)

In a two-part episode, Paul interviews Dr. John Kennedy from Trevecca University. Dr. Kennedy began his career as an accountant and now teaches research methods, statistical analysis, and psychological testing classes as a member of Trevecca’s counseling department and practicing national certified counselor. Paul and John talk about the importance of psychology and mental health and how financial health is first a battle of the mind. Listen along as the two share their experience in the field of psychology, research, and financial planning to help you navigate your own feelings and thoughts in today’s world. 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

How Are Counseling and Financial Planning Connected? An Interview with Dr. John Kennedy (Part 1)

In a two-part episode, Paul interviews Dr. John Kennedy from Trevecca University. Dr. Kennedy began his career as an accountant and now teaches research methods, statistical analysis, and psychological testing classes as a member of Trevecca’s counseling department and practicing national certified counselor. Paul and John, talk about the importance of psychology and mental health and how financial health is first a battle of the mind. Listen along as the two share their experience in the field of psychology, research, and financial planning to help you navigate your own feelings and thoughts in today’s world. 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul and Ira’s First Experiences with Investing

What age did you start investing? Paul teaches a personal finance class at Trevecca, and this was one of many questions he wasn’t able to answer in time. This question starts Paul and Ira on a great conversation about their first experiences with investing and selling investment products. Listen along as Ira shares his first experiences in the industry and Paul shares a guiding philosophy that has helped him in investing. Later in the show, the advisors share about why the American Dream Experience can help people step into conversations about saving, purpose, and investing while avoiding some of the most common mistakes.

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Active Management Is A Problem. Indexing Is Not The Solution (Part 2)

Actively managed portfolios usually have high fees and are full of strategies that lower the diversification of your investment and engage in market timing and speculation. As a result, the industry has another product for the more conservative investor – index funds. There are more than 3 million index funds available on the market in 2024. They are sold as a great way to capture market returns at incredibly low costs. In a two-part episode, Paul helps you become an educated investor by explaining what indexing is and why these products aren’t a good solution to the problem of actively managed funds. 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Active Management Is a Problem. Indexing Is Not the Solution. (Part 1)

Actively managed portfolios usually have high fees and are full of strategies that lower the diversification of your investments and engage in market timing and speculation. As a result, the industry has another product for the more conservative investor — index funds. There are more than three million index funds available on the market in 2024. They are sold as a great way to capture market returns at incredibly low costs. In this two-part episode, Paul helps you become an educated investor by explaining what indexing is and why these products aren’t a good solution to the problem of actively managed funds. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

WATCH OUT: Scammers Are Using QR Codes to Steal Your Personal Information

Paul and Ira talk about an article from the Federal Trade Commission about scammers using QR codes to steal your personal information. After Paul received a piece of mail with a QR code on it last week that seemingly offered a deal on something if he scanned it, he warns that these codes can be used for more than just easy access to a website. Later in the episode, Paul talks about a snapchat feature that is feeding the insecurities of teens. 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.