The Investor Coaching Show with Paul Winkler

Two Great Listener Questions About Annuities and Electric Vehicles

Paul gets two good questions from listeners. One about a financial product and the other about an investing trend. Listen along as Paul gives a more in depth explanation about why annuities are tools that are often misused, but can’t be completely dismissed. Later, Paul responds to a listener who wants to know if companies who have gone all in on Electric Vehicles (EV) are in trouble and if investors should be making moves to benefit from this information. Paul explains the risk companies take in innovation and the risk investors take in getting advice from investing newsletters and stock picking. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Fiscally Fit in Your 40s: How to Tell If You’re on the Right Track

Sometimes in your journey with money it’s hard to know if you’re headed in the right direction. Today, Paul, Evan, and Ira talk about an article that gives four ways to tell if you’re fiscally fit in your 40s. Listen along as these advisors share how they help move clients toward financial health and a retirement that reaches their goals.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Something You Should Know About Inheriting a Home From a Relative

Ira shares a helpful article that breaks down the myriad of ways an inheritance can get derailed by a parent who means well and includes their children on the title of their home. Evan chimes in to talk about why you can get into tax and legal trouble by adding people to accounts or assets without consulting both a lawyer and a financial planner. Later in the episode, the advisors talk about the most recent article by WSJ columnist Jason Zweig called “What I Learned When I Stopped Watching the Stock Market.”

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Do You Understand Why Choosing the Companies You Invest in Is Dangerous?

Today, Evan and Ira explain why spending time researching companies and performance trends is dangerous and share some news headlines about individual companies this week that negatively affected the investors who went all in on them. Listen along as these advisors break down why this specific investment strategy is not worth your time or energy. Later in the episode, Evan talks about IBM changing their retirement match for a guaranteed rate of return. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

We’re Seeing a Trend Toward Passive Funds. Is that enough?

The industry seems to be waking up to the risk of actively managed funds and the money is starting to back that up. Today, Evan brings a Morningstar article called, “It’s Official: Passive Funds Overtake Active Funds” that explains an encouraging trend away from active trading in investment products. Ira wants investors to know the difference between these two kinds of funds and why a “passive” fund may be better but isn’t free from management issues. Later in the episode, Evan talks about why younger investors seem to have lower confidence about retirement and aren’t planning for it well. Listen along as the advisors talk about how you can get started.

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

The First Step to Relaxing About Money

Learning about markets, diversification, and financial sales tactics is only a part of the financial education you need to build a healthy relationship around money and investing. Today, Evan and Ira talk about an event called The American Dream Experience and why stopping to examine your own thoughts about money, success, and purpose is an important first step to relaxing about money. Later in the episode, the advisors cover some of the most common hurdles people face as they learn about their own money scripts.

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Stock Pickers Beware: Public Opinion Sets Stock Prices in the Short Term

Paul shares a comical interchange between a well-known stock picker on CNBC and his co-host after a stock he recommended has a great earnings report and goes down in value. Paul explains why public opinion, not good earnings, sets stock prices in the short term. Later in the episode, Paul talks about how companies that are making products that don’t last and that are using subscription models are putting pressure on the average consumer. 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Starting a Foundation for Charitable Giving Might Be a Bad Idea

Paul had someone approach him who was curious if they should set up a foundation for charitable giving. Today, Paul and Chad share why they are slow to recommend setting up a foundation for charitable giving. Foundations can be expensive to set up and come with legal issues, tax scrutiny, and other unforeseen problems. Listen along to hear these advisors talk about the benefits of having a foundation and why Paul has personally avoided this kind of charitable giving for other options. Later in the episode, Paul brings up a story he saw twice this week about $8.8 trillion in money market accounts that some hope will hit the market soon.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Republican or Democrat: Is One Party Better for Markets?

Both political parties work to convince the public that their policies drive economic growth, quality of life, and market returns better than the other party. Today, Paul and Chad address a listener who wants to know why markets would still go up under Democratic leadership when they are viewed as the party that wants to increase the tax burden and restrictions for large companies. Listen along as both advisors explain how companies navigate political policy and create profit for their shareholders. Later in the episode, Paul talks about some of the nuances of energy taxes if millions of people are avoiding the gas taxes by driving electric cars. 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Does Paul Hate Annuities? — Part 2

Annuities are a very polarizing topic. Some investment professionals claim to hate annuities and  assert that nothing good can come from them. Others work closely with insurance companies and push annuity products to people who won’t benefit from them. In a two-part episode, Paul and Ira explain why neither of these approaches help investors understand what annuities are and their potential uses. Listen along as these advisors explain what annuities are, what problems annuities solve, and how they have made insurance companies a lot of money.  

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.