The Investor Coaching Show with Paul Winkler

Lowest Inflation in 3 Years and An Economic Update

Paul and Evan catch up on the economy at the end of the year and talk about how inflation is at its lowest point in 3 years. Listen along to hear these advisors explain the connection between markets and the economy and how an influx of money into the economy has exacerbated inflation. Later in the episode, Paul talks about how the number of Americans invested in stocks has gone up in 2023. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Anxiety Around Aging and Running Out of Money

Today, Ira and Anne talk about why it’s okay to be a little nervous about living so long that you outlive your money, but why it’s important to be optimistic and educated about investing. Listen along as these two advisors share how companies use the fear of running out of money or greed to push you into investment products that provide large commissions and lackluster returns. Anne explains why education about the myths of investing will go a long way in providing you with a plan and the confidence that you can enjoy the latter days of your life without fear around money. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Why Do You Need to Rebalance a Portfolio?

Many investors think that they manage the risk of their portfolio based on the investment that they choose. While this can be a factor, today Ira and Anne talk about why rebalancing is the greatest way to avoid risk in a diversified portfolio. Listen along as these advisors share some of the things they look for and how rebalancing keeps you on track to meet your investing goals. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Why Is the 60/40 Portfolio Controversial in the Investment Community?

Today, Ira brings an article by Vanguard claiming that high interest rates are making a strong case for using a 60/40 portfolio. Ira and Anne talk about why the 60/40 is used to create controversy in the investment community. Listen along as Ira explains why this asset mix has been reliable for people taking an income, and why an article encouraging you to choose a strategy based on the economy or markets is teaching you to engage in market timing. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Debunking the Myths of Investing: Part 2

In the second part of a conversation on the myths of investing, Ira and Anne share a couple of news articles that highlight how these investing myths can be used by companies to convince investors to buy products. Later in the episode, Anne shares how your policy statement can help you understand what your advisor is doing with your money. Both Anne and Irar share stories about how clients have been moved into annuities or crypto assets by their advisors without fully understanding these risks.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Debunking the Myths of Investing: Part 1

Today, Ira and Anne share about the most common myths of investing. Ira shares that it took him 17 years in the financial industry before he was introduced to these myths, and he wants you to know that the financial industry perpetuates these commonly held misconceptions because it makes it easier to sell products. Listen along as Ira and Anne share and debunk these myths so that you can make decisions that help you meet your goals without falling into some common investing traps. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

What It Looks Like to Take an Income on Gold or Silver in Retirement

Gold and silver are often marketed as products that are a hedge against inflation and something that provides stable value in an unpredictable world. Today, Paul compares three $1 million portfolios starting in 1978 and looks at what would happen if you took a $40,000 income from each until today. Listen along to see how the balances change if you choose gold, silver, or a well diversified 60/40 portfolio as your investment for retirement income.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Asset Allocation: Possibly the Most Important Thing You Can Do as an Investor

Today, Paul and Ira talk about the largest factor that influences your success as an investor: asset allocation. Listen along to hear what asset allocation is, why it contributes to over 90% of the returns investors see, and how it affects your portfolio as you near retirement. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Investor Speculation Around AI May Be Pushing Up the Price of These Companies

With the advent of artificial intelligence, some companies seem to be better positioned to benefit than others. Today, Paul and Ira talk about the problems that arise when investors start to bet on how AI affects markets. Listen along to hear why only owning the most popular and successful companies during these times makes your portfolio more unstable than a diversified portfolio. Later in the show, Ira talks about a conversation with an investor who has seen no returns in the last five years.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Confident Investors Can Answer These 20 Questions: Part 2

This issue in investing goes back at least 100 years: Most investors get lower returns than the market. With all the focus on companies and products that promise to beat the market, Paul asks investors to consider why these strategies are giving investors the opposite kind of return. In a two-part episode, Paul unpacks a concept called “The Investor Dilemma” and shares how he walks investors through 20 questions to help them overcome this dilemma and relax about money. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.