Episodes

Monday May 05, 2025
You Wouldn’t Buy a Car Without Doing Some Research. So Don’t Do This.
Monday May 05, 2025
Monday May 05, 2025
Today, Paul explains that many people don’t want to do their homework before hiring a financial advisor. We love to trust word of mouth, or worse, the marketing materials of an advisory firm. Paul reminds investors that you don’t buy a car without doing some research or a home without having a proper inspection. The financial consequences of going 30 years of saving and investing without vetting your advisor can be dire. Listen along as Paul shares how to do the research and end up with the right planner.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Friday May 02, 2025
With the Right Advisor, You Get a Chance To Think Through Your Own Decisions
Friday May 02, 2025
Friday May 02, 2025
Paul shares three examples of conversations where clients were operating with some old information about their financial situation and were looking for advice. In those situations, you can either tell clients what you think they should do or empower them to learn about finances and make a decision that feels best for them. Listen along as Paul shares some common misconceptions investors face and why you want an advisor who teaches you how to think through your own decisions.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Thursday May 01, 2025
What Does an Advisor Do and How Do You Pick One?
Thursday May 01, 2025
Thursday May 01, 2025
When you work with a financial advisor, you are hiring someone to work for you and you should expect them to be qualified. Today, Paul asks: Do you know what financial advisors are supposed to be doing? And do you know how to vet an advisor to make sure they are the right fit? Listen along as Paul answers both of the questions and addresses things to be on the lookout for when you search for a good advisor.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Wednesday Apr 30, 2025
Are Tariffs Ruining the Market for Investors?
Wednesday Apr 30, 2025
Wednesday Apr 30, 2025
The financial industry is working hard to convince investors that everyone should be dialing back the risk in their portfolios due to tariffs. Paul asks: Isn’t this just market timing? Listen along as Paul shares why making changes to a diversified portfolio means opening yourself up to inflation risk, losing out on upside potential, and ultimately engaging in market timing. Paul explains the real effect tariffs have on markets and why we have every reason to believe that stocks will continue to provide the same kinds of returns we have seen over the last 100 years.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Monday Apr 28, 2025
Monday Apr 28, 2025
In today's episode, Paul discusses investor fear about changes due to the shifting economic climate. It is so easy to hear how the media talks about what is happening and assume we are close to a complete system failure, but that is not true. Listen along as Paul shares the many self-correcting mechanisms that exist in a free market economy and illustrates how uncertainty can create more rewards for investors and stabilize markets.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Friday Apr 25, 2025
Significant Income Tax Rates Changes Could Be Coming Soon
Friday Apr 25, 2025
Friday Apr 25, 2025
Paul explains the U.S. graduated tax rates for income taxes and shares the changes coming to both the rates and standard deduction that could leave most people paying more in income taxes. Listen along as Paul shares what the rates currently are and what they could look like in the near future if the government decides not to revisit these laws.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Thursday Apr 24, 2025
Here Are the Tools We Use To Help You Relax About Money
Thursday Apr 24, 2025
Thursday Apr 24, 2025
Today, Paul invites Evan onto the show to talk about how PWI is growing to help more people in the Murfreesboro area relax about money and what tools they use to help clients. It could be easy to think that financial planning only involves buying, selling, and managing the assets in a portfolio. Listen along as these two advisors talk about the many different parts of your financial life and how the systems and software can help you go from feeling overwhelmed to relaxing about money.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Wednesday Apr 23, 2025
You Don’t Want To Find These 3 Phrases in Your Advisor’s ADV
Wednesday Apr 23, 2025
Wednesday Apr 23, 2025
Today, Paul highlights three phrases to be wary of in a financial advisor's disclosure document (ADV Part 2): "fundamental analysis," "technical analysis," and "tactical asset allocation." He explains what these terms really mean and how they can be detrimental to your retirement. He also talks about the positive impact of diversification on a portfolio, especially during uncertain economic times.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Monday Apr 21, 2025
How To Take an Income in Retirement
Monday Apr 21, 2025
Monday Apr 21, 2025
Today, Paul invites Michael Sharpnack onto the show to talk about some common misconceptions about how to take an income in retirement. Listen along to hear why diversification becomes even more important in retirement because the purpose of your investment changes from accumulating assets to taking an income.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Friday Apr 18, 2025
Investing in Stocks Is Still a Good Idea in 2025
Friday Apr 18, 2025
Friday Apr 18, 2025
Today, Paul invites Michael Sharpnack onto the show, where the two talk about their trip to the Murfreesboro office and about some of the common misconceptions that get thrown around during downward market volatility that keep investors afraid of investing. Listen along to hear these two advisors expose how financial companies and media use investors’ fear and paint an unclear picture of what is happening in markets right now.
For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.