The Investor Coaching Show with Paul Winkler

Fund Providers Time the Market Then Blame the Market on Returns

Today, Paul and Ira open the show talking about a MarketWatch study convincing investors that their retirement is at the mercy of stock and bond returns. Listen along as Paul and Ira talk about whether or not that’s true. Paul and Ira pivot to talking about 401(k) funds, the most common kind of retirement savings, and why 401(k) providers are considering adding a risky new investment option to your plans to boost returns. Paul explains that your 401(k) isn’t performing poorly because markets are volatile, but because your fund provider is timing the market. Later in the show, Paul wants you to know: Investing in your 401(k) isn’t the problem. The problem is not knowing about the funds in your plan.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

It’s Time to Start Your Business Idea: An Interview with Charles Alexander (Part 2)

Paul wants listeners to know that The Investor Coaching Show isn’t only about investing money but also about learning how to make money. Today, Paul brings business coach, Charles Alexander, on the show for two episodes to talk about his new book Start Now Quit Later: How to Start and Grow Your Business Without Quitting Your Full-Time Job. Paul shares that this is exactly how his own business got started. Listen along to hear a business coach and an experienced business owner talk about how to turn your passions into income and common mistakes people make when starting a business on their own.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

It’s Time to Start Your Business Idea: An Interview with Charles Alexander (Part 1)

Paul wants listeners to know that The Investor Coaching Show isn’t only about investing money but also about learning how to make money. Today, Paul brings business coach Charles Alexander on the show for two episodes to talk about his new book Start Now Quit Later: How to Start and Grow Your Business Without Quitting Your Full-Time Job. Paul shares that this is exactly how his own business got started. Listen along to hear a business coach and an experienced business owner discuss how to turn your passions into income and common mistakes people make when starting a business on their own.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Older Workers Stuck in Dangerous Jobs

Paul opens the show sharing a misleading article about how great I Bond returns are. Paul and Ira segway to discuss older workers who get stuck in dangerous jobs because of a lack of planning. Today, Paul and Ira try to paint a picture about how many workers age in jobs with modest wages and with working conditions that are tough for older employees because they don’t have any other options. One of the biggest barriers to saving is not believing that you have enough income. Paul encourages everyone that when you start saving a little, you understand how to put yourself in better situations around money. Later in the show, Paul shares about billionaires selling their shares of stock and that it’s not all what it seems.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

You Can Understand Artificial Intelligence with Dr. Timothy Myatt (Part 2)

Today, Paul and Dr. Timothy Myatt — Professor of IT and Management, and Chair of the Department of Computer and Information Sciences at Trevveca Nazarene University — finish their conversation about artificial intelligence by talking about how it will benefit the transportation, manufacturing, medical and customer service sectors. Later in the show, Paul asks Tim to share his advice for listeners as we start to see this new evolution of computer technology.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

You Can Understand Artificial Intelligence with Dr. Timothy Myatt (Part 1)

There is a part of every human brain that looks out for danger. The most recent fear on everyone’s minds is artificial intelligence. The media outlets claim that it will destroy jobs, industries, and economies, but how much do they actually know about AI or the future? Today, Paul invites Dr. Timothy Myatt — Professor of IT and Management, and Chair of the Department of Computer and Information Sciences at Trevveca Nazarene University — for a two-part interview to explain what artificial intelligence is, the history of it, and most importantly how it works. Listen along to hear how “smart” processing is not an entirely new concept and how this technology uses language processing and massive databases to mimic human thought.  

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Is Gold the Answer in an Unstable Market?

Paul has noticed a trend over the last 20 years as an investor coach: He is only asked for radio and TV interviews when things don’t seem to be going well. Paul talks about why he doesn’t mind because investors need a coach who teaches, challenges, and encourages them to have discipline when times seem hard. Paul again addresses something that has hurt so many investors over the years: letting fear and marketing campaigns convince you that gold is safer than the market. Later in the show, Paul talks about optimism and the race to make a more efficient air conditioner.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

A “Vetted Professional” Might Really Be an Annuity Salesperson

Paul's biggest frustration with the financial industry is that the level of education is just not what it’s supposed to be. When you see a company encouraging you to trust or use their vetted professional, you need to be careful. The truth is that the company may just be getting a fee for the referral. Today, Paul talks about a company who has “vetted” professionals who are trying to sell annuities to investors as an “alternative” source of income in retirement and why that is incredibly misleading. Later in the show, Paul talks about the 30 year anniversary of the Fama-French multifactor model of investing.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

The 401(k) Market Just Isn’t Great, But an Advisor Can Help

Today, Evan asks Dan about what he sees as a stumbling block for most investors: their 401(k) options. Dan breaks down why the most common target date funds (TDFs) come up short in every category that PWI looks for in a diversified portfolio. Listen along as these advisors look at some options in a 401(k) and how an advisor can keep you from having a portfolio with higher risk and lower potential returns. Evan closes the show with some good news about the average 2023 tax burden by state.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Are You a Service Member? What Are Your Retirement Options?

Today, Evan shares about his family's history of serving in the military and his passion for helping other service members prepare for retirement. Evan spends some time explaining the retirement options for service members and the changes that have been made for military retirements over the last few years. It’s very common to see service members focusing on different aspects of their jobs and careers, especially when they first enlist, but it’s important not to overlook what retirement options are available. Listen along as Evan shares what these options are and how to take advantage of the resources at your disposal. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.