The Investor Coaching Show with Paul Winkler

“Hurry! Change Everything. Tax Laws Changing in 2025”

Paul keeps seeing firms and other financial planning companies urging investors to change their strategies because of eminent changes coming to the tax law in 2025. The problem is that this is just another form of speculation and gambling, and confident investors stay away from these kinds of pitches. The reality is that these are a bonus. Today, Paul and Evan talk about annuity bonuses. Later in the episode, Paul talks about the outcome of the ESG lawsuit between BlackRock and the state of Tennessee.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

These Aren’t Even Bonuses. They Make You Pay for Them.

Join Paul and Evan as they talk about the world of annuity bonuses and explain why they aren’t all they’re cracked up to be. Listen along as these two advisors explain the hidden costs and downsides of products that use flashy bonuses to lure people into contracts with back-end surrendered charges and phantom accounts. Later in the episode, Paul shares about an annuity salesperson who is surprisingly upfront about how bad some of these products are. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Even When American Earnings Are Higher, Don’t Pass on International Companies

It seems logical that if the American capital system and American companies promise higher earnings than their international counterparts, then there is no use in putting your money in companies outside of the U.S. Today, Paul shares a segment from CNBC that explains why American exceptionalism doesn’t build stronger portfolios and how Americans become flooded with messages that investing internationally is unnecessary or dangerous when it is really the opposite.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

What Do You Guys Actually Do? Paul Answers FAQs About Paul Winkler Inc.

Paul knows not everyone will go to the company’s website to learn more about how the business works. So, Paul spends some time walking through the most frequently asked questions (FAQs) on the website and covers topics like: How do you guys get paid? Are there account minimums? Are you fiduciaries? And what is your investment philosophy? Later in the episode, Paul talks about innovations Nvidia is making and why the people buying up their stocks might not be making the savvy decision they think they are. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

No One Enjoys Paying Taxes, but Don’t Fall for the “Tax-Free” Retirement

Talks about finding ways to enjoy a tax-free retirement are growing as some financial firms and planners try to coax investors into strategies based on their feelings about taxes. Paul admits that no one enjoys paying taxes, but some strategies for a tax-free retirement ignore sound investing principles, while others just have you paying more in taxes before you retire. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

“Top Stock Funds of 2024.” Walk Away and Don’t Take the Bait.

“The Top Stock Funds of 2024.” This is the title of an article in the Wall Street Journal. On the surface, it sounds like a list of funds you should know and be invested in. Paul explains why investing doesn’t work this way. If you see a list like this, the best thing to do is walk away before you get baited into an emotional investing decision.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

$50 Billion in Wildfire Damages. How Much Is Covered By Insurance?

When you buy a home with a mortgage, the bank often requires you to purchase homeowners insurance to protect them and you from disaster. This week Paul looks at how the most expensive wildfire in the history of the United States is being made worse by an insurance market that is dropping customers who have been paying for decades. Later in the episode, Paul talks about why the financial media just can’t resist using interest rates to predict the future of markets and the economy. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Your New Year’s Financial Checklist

Paul starts the episode by talking about some innovations with nuclear power and some real estate experts trying to make predictions about the housing market. He then segues into an article that shares a “New Year’s Financial Checklist.” Listen along as Paul looks through this list and tries to help you get your financial castle in order in 2025.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Do You Know What Kind of IRA and Which Investments Are the Right Fit for You?

Today, Paul talks about the two choices you have with tax-advantaged accounts: which one to choose and what investments you choose to put inside of them. Paul explains why lower-income earners may want to take advantage of ROTH accounts and why low-cost/low-fee investments are less important than diversification. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

UBS Global Wealth Manager Wrong About 2024: How Much Did It Cost Investors?

Today, Paul pulls out a Kiplinger article where a UBS Global Wealth Manager goes on the record saying that they like “energy and consumer staples” for investments in 2024. A quick look after 2024 reveals that this area did go up, but it performed very poorly in comparison to most market segments. Paul wants you to know that confident investors don't look to change their investments in the new year and don’t follow the countless companies that are gambling and speculating with people's hard-earned money.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.