The Investor Coaching Show with Paul Winkler

Advisors Being Encouraged to Up Risk for Investors

How does your advisor know how much risk and what kind of risk your investment should have? Today, Paul, Arlene, and Ira answer these questions and talk about an article for advisors called, “Are You Playing It Too Safe With Clients' Investments?” Later in the episode, Paul shares an interview with the SEC Chairman, where he explains that it is not the SEC’s role to decide whether an investment is good for a client. 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

The Super Bowl Curse: A Lesson in Data Mining

Do you know what data mining is? Today, Paul uses a seven-year Super Bowl curse to help investors understand how statistics can be twisted and shouldn’t be used to predict markets. Listen along as Paul shares why anyone can find a correlation between two completely unrelated topics—like stocks being connected to butter production in Bangladesh—and then convince others to participate in gambling instead of investing. Later in the episode, Paul talks about why he’s still excited about an overlooked energy source: hydrogen. 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Big Takeaways from the American Dream Experience

Have you heard about the American Dream Experience but weren’t able to attend? Paul and Ira talk about the recent American Dream Experience event and share some of the highlights from the people who attended. Listen along as these advisors talk about how you can gain confidence and transform your relationship with money through education.

 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Expenses in Investing: What are You Paying and Why? (Part 2)

Management companies fight over who has the lowest fees to lure customers into products and investment methods that aren’t always best for the investor. Unfortunately, these same companies then look for ways to charge you or cut costs that may be hard to see or understand. In this two-part episode, Paul does a deeper dive into different kinds of fees, hidden expenses and costs, and how you can see through the low-fee marketing strategies to build an investment portfolio that isn’t crippled by unnecessary fees.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Expenses in Investing: What are You Paying and Why? (Part 1)

Management companies fight over who has the lowest fees to lure customers into products and investment methods that aren’t always best for the investor. Unfortunately, these same companies then look for ways to charge you or cut costs that may be hard to see or understand. In this two-part episode, Paul does a deeper dive into different kinds of fees, hidden expenses and costs, and how you can see through the low-fee marketing strategies to build an investment portfolio that isn’t crippled by unnecessary fees.

 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

What’s Keeping Americans from Saving?

Paul shares a study that Americans living paycheck-to-paycheck jumped up 64%, but it’s not necessarily who you would think. Listen along as Paul talks about why people in higher income brackets are also struggling with saving. Paul talks about how spending habits have changed and what people can do to give themselves more margin and relax about money. Later in the episode, Europe is successfully weaning itself away from Russian gas and how energy struggles spark innovation and cause people to reevaluate environmental policies. 

 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Your 401(k) Is Probably Missing This

401(k)s providers don’t do a great job of representing small companies. So when small companies are doing well compared to large companies, your 401(k) is probably missing this return. Paul, Evan, and Ira talk about why fear of litigation and cost may keep providers from including these investments in your retirement and why it’s important to diversify and include an advisor in this part of your portfolio. Later in the episode, Paul asks the question: Are ESG funds picking expensive or unnecessarily risky investments?

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Paul Is Getting FED Fatigue

With all the doom and gloom news coverage, markets seem to be doing better than everyone thought. But now there’s a new issue that is bringing fear to investors and investment firms: When will the FED raise interest rates? Paul explains why he is getting FED fatigue and why the economy doesn’t drive the market the way the media seems to think it does. Later in the episode, Evan continues the conversation about company earnings to explain why growth and value stocks typically behave differently. Paul reminds investors that most firms are still obsessed with large US companies. 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Should America Ban Crypto?

Paul shares the WSJ article by Charlie Munger called, “Why America Should Ban Crypto.” The articles claim that cryptocurrencies are neither currencies nor commodities and should be banned to keep investors from gambling with their money. Listen along to hear Paul’s perspective on how crypto compares to other currencies and investments and if he agrees that they should be banned in America. Later in the episode, Paul talks about why Social Security cuts were tabled in the most recent debt ceiling talks and why politics work in Social Security’s favor.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Two Things to Know About ESG with Michael DelGiorno

Paul shared an interview from last week with Michael DelGiorno on SuperTalk 99.7, in which he shares two things you should know about ESG investments and whether or not you should be avoiding them. Listen along as Paul shares why Mutual Fund companies love ESG products and how the ESG designation actually works against companies from a profitability standpoint.

 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.