The Investor Coaching Show with Paul Winkler

20 Problematic Funds for Long-Term Investors

Paul, Evan, and Ira talk about a ThinkAdvisor Article called “20 Good Funds for Long-Term Investors” that is full of funds with junk bonds, funds that have little to no diversification, and funds that capture the wrong parts of the market. Listen along as they talk about why these kinds of articles cause confusion around investing, and they also explain how these funds fall short.

 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

What Is the Fair Tax Act?

Paul gets a question on the Fair Tax Proposal in Washington that would be a complete overhaul of our tax system replacing what we have with a “Fair Tax.” Paul is here to explain what the Fair Tax Proposal is, how it may affect consumers, businesses, and investors, and how likely it is to become law. Listen along to hear what Paul likes about this idea and what will keep it from being adopted by the U.S.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Firm Manager Admits to Playing Games with Investor Money

Paul is shocked to find a bit of truth on TV this week around investment firms. Listen along as Paul shares a clip of a firm manager admitting to investing in products that investors like the sound of instead of sticking to proven academic investing strategies. Paul asks, “Would you want your doctor to prescribe a treatment that sounds good to you, or that will help you be healthy?” Paul shares how frustrating it can be to see companies do this and then claim to be working in your best interest.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

People Are Getting Paid to Make Predictions

Every year, television, newspapers, social media, and magazines are full of predictions about what’s coming in markets and new strategies you should adopt. Paul and Jim are here to share that these people are getting paid to make predictions. Listen along as Jim shares how uneducated financial predictions are and why you shouldn’t put your hope or entrust your finances in them. 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Everyone Should Know About Income Smoothing

Have you ever felt guilty about taking extended time off of work? Are you stuck in a pattern of spending all your income and feeling anxious about the future? Paul and Jim talk about what income smoothing is and how you can reshape the way you view your income, work around destructive money habits, and relax about money. 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

You Never Know What a Year Is Going to Bring

The new year brings a new opportunity to fall into a common psychological trap around investing: recency bias. Paul wants you to know it’s easy to assume that the market is going to keep doing what it did last year, and that affects how the financial news media and other financial companies are going to market products to you. Listen along as Paul explains why the market is priced based on what happened in 2022 and why you never know what a year is going to bring. 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Paul Is Tired of These Outrageous Investing Ads

Paul sees a real estate investing ad that sounds like it’s just flat-out lying to investors, so he pauses the TV to read the fine print and is appalled to find just what's going on. Listen to hear about what happens when you have an industry where investment companies aren’t held to high enough standards and investors are uneducated. 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

More Confusion on the 60/40 Portfolio

Another eye-raising article about the 60/40 portfolio, but this time is from Jason Zweig called “Your Investing Strategy Just Failed. It's Time to Double Down.” Listen along as Paul, Ira, and Anne talk about what the article gets right and wrong, why which investments you buy are just as important as the mix, and how to avoid products or strategies that are going to deplete your source of income in retirement.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

SECURE Act 2.0: What You Need to Know (Part 2)

In this two-part episode, Paul, Ira, and Anne spend an hour updating investors on the SECURE Act 2.0, a massive piece of tax legislation that impacts almost every tax-advantaged investment vehicle. Listen along as these advisors cover the changes in the law with regard to Roth IRAs, Inherited IRAs, Roth 401(k)s, 529s, and RMDs. Pauls explains why investors should be slow to let taxes control their investing strategy, but he also explains why you should also be diversified from a tax perspective.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

SECURE Act 2.0: What You Need to Know (Part 1)

In this two-part episode, Paul, Ira, and Anne spend an hour updating investors on the SECURE Act 2.0, a massive piece of tax legislation that impacts almost every tax-advantaged investment vehicle. Listen along as these advisors cover the changes in the law with regard to Roth IRAs, Inherited IRAs, Roth 401(k)s, 529s, and RMDs. Pauls explains why investors should be slow to let taxes control their investing strategy, but he also explains why you should also be diversified from a tax perspective.

 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.