The Investor Coaching Show with Paul Winkler

Cherry-Picking the “Best” Managers

Paul uses a WSJ article called “Here Are the Few Stock-Fund Managers Who Managed to Post Gains Over the Past Year” to explain why looking for the few active managers who are doing well is a costly mistake. Listen along as Paul shares why market downturns are good for returns, how many active managers fail to get basic market returns, and how chasing returns like an active manager actually hurts your ability to take an income from your investments.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Inflation Is Up. Should You Have I-Bonds?

With inflation higher than normal, investors are looking to I-Bonds to stash some savings to take advantage of returns at the rate of inflation. Paul and Jim have been talking to investors a lot about this product lately and educating investors on some of the penalties and how they could fit into a financial plan. Listen along to hear why I-Bonds are trending—but are not for all investors. Later in the show, Paul touches on Roth conversations while the market is down. Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

The Truth About Fed Monetary Policies

Financial Shows are loaded with conjecture about what is coming. Last week, Paul heard a rare bit of sound advice about market pricing and the Fed. Listen along as Paul and Jim unpack the fear about how the Fed is going to react and what that will mean for the economy and their investments. Later in the show, Jim talks about gifting to family members.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Leaving Real Estate to Heirs Isn’t Simple

A majority of people plan on leaving some kind of real estate to their heirs, but few people have really talked about what it means for their families. Today, Paul and Anne talk about a survey that highlights this fact and why real estate is a tricky asset to include in an estate plan. Listen along as they talk about tax implications, sharing time on the property, and how feelings of attachment are all issues your heirs will need to sort through when you leave them real estate.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

A Low-Fee Estate Planning Nightmare

When it comes to investment providers, you get what you pay for. Anne talks about how an investor's estate got sucked up in a legal mess by a head-scratching policy at a low-cost, do-it-yourself investment provider that kept the investor from choosing beneficiaries on a joint account. Paul and Anne agree that before you jump into an option that seems low-cost and easy-to-use you need an advisor who can help you avoid this kind of situation. Later in the show, Anne brings some positive news to encourage investors during a down market.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Social Media Use Is Hurting Young Investors

Have you ever seen a trending financial guru or strategy on social media? Studies are showing that the youngest generations are trusting social media influencers for financial advice. Today, Paul and Anne talk about a ThinkAdvisor article called “Social Media and Younger Clients a Toxic Brew” and explain how social media is being used to hurt young investors. Later in the episode, Anne explains the gender longevity gap.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Breaking Investing Rules

Paul and Chad talk about the most basic rules of investing and how you can tell when you’re breaking them. Unfortunately, the financial industry as a whole is more interested in you liking their products than sound investing principles. Listen along as these two advisors help you protect your investments and bring clarity to your purpose for money. 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

What’s Causing This Market Turmoil?

Paul and Chad talk about inflation, stock prices, employment, and interest rates to help investors understand why markets are not simple even when they drop. Listen along as Paul explains why needing one simple answer to explain what the market is doing opens you up to investment traps and creates false confidence.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Outrageous Financial Headlines Since 2000

Major financial news outlets are constantly making predictions about the future but writing about them like they are facts. Paul revives the practice of finding these headlines and showing how poorly they age. He shares some of the most outrageous financial headlines since 2000 and encourages investors to tune out the noise.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Is It Different This Time?

Paul, Evan, and Ira spend some time addressing a sensitive topic for Christian investors who may worry that we’re experiencing not just a market downturn, but are coming closer to “end times.” Evan and Ira work to uncover what the Bible says about personal faith and finances in light of an uncertain future. Later in the episode, Evan talks about a workshop that covered the RMD rule changes under the Secure Act. Evan encourages people who didn’t take an RMD in 2021 for an inherited IRA to get with an adviser and update your plan.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.