The Investor Coaching Show with Paul Winkler

Investors Are Making Bad Decisions in 2022

During times like these investors are prone to make bad choices that are influenced by the day-to-day trends of the market. The financial industry wants to keep your money moving because it’s a big source of income for them. Paul shares with investors what the strategy should be during these times to avoid being one of the investors that made a bad decision in 2022.

Is It Time to Jump In or Get Out?

When you look to financial outlets for advice on investment, you can become confused easily. Is it time to jump out because markets might continue going down? Or is it the best time to get in because prices are low? Today, Paul talks about how markets behave over long periods of time and why being in the market is usually the right idea, even if you don’t know which direction the market is going in 2022. Later in the show, Paul talks about indexing and overweighting in larger companies.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Are Income-Generating Portfolios Safe?

A listener shares a Yahoo! Finance article called “The 60/40 Strategy Is on Pace for Its Worst Year Since 1936: BofA” and wants to know if they should keep this mix in 2022. Listen along as Paul breaks down the article and the portfolio it uses. If you’re using a 60/40 portfolio like the one in the article, you might be in danger. Paul then explains why he still likes this asset mix overall and what you should look for in a 60/40 portfolio.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Navigating an Unequal Inheritance

Most of the time giving equal inheritances is appropriate, but not always. Paul and Jim talk about their experience of working through unequal inheritances, how to have good communication with your beneficiaries, and some practical advice about what to do with your accounts. Later in the show, Paul and Jim give a crash course on single-stock ETFs. 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

A Trap in Conservative Investment Products

After investors hear stories of people losing money in the market, they often get nervous and look for more conservative investments. Paul shares about the risk that can be hard to detect with conservative investment products and why owning stocks can help you relax about money. Later in the episode, Paul and Jim talk about the academic standards used to decide if an investment should go in a portfolio.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

China’s Economy Is Struggling to Beat Out the U.S.

It seemed like it was only a matter of time before China’s economy overtook the U.S. to become the largest in the world. Paul discovered that China’s response to COVID and how it manipulates its economy have stunted its growth. Can China outgrow America’s free markets? Listen along as Paul and Evan talk about how corruption affects markets and how basic economic principles and diversified investments win out. Later in the show, they discuss declining inflation in food prices that is hard to see at the grocery store. 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Europe’s Energy Problems Can Be Solved

Europe’s dependence on Russian oil has created a major energy problem in the region. Today, Paul and Evan talk about what happens when governments try to cap prices and how this situation is an opportunity to experiment with forms of energy that may transform our understanding of how we power the world. Listen along to hear how prices affect the supply and demand of oil in the region.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Are Critics of ESG Missing Something?

Paul found an article titled “The Crucially Important Points ESG Critics Are Missing” that responds to a WSJ article covered on the show over the summer. Listen along as Paul and Evan discuss the article to see if they have missed something on the topic or if the article misses the point. Later in the show, Evan found a big problem with the definition of a fiduciary this week as he studied to maintain his certifications.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Looking at New Inflation Data

Today, Paul talks about new inflation data that shows how inflation is changing and varying widely around the world. Pauls looks at the inflation rates in the United States and shares how much inflation we are seeing now and some of the unique challenges happening in our economy that are likely causing prices to go up. Later in the episode, Paul discusses some news about a new bill repealing Social Security taxes. 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Logical Thinking During Downturns

Today, Paul challenges conventional wisdom surrounding economic and market downturns. Do companies typically pay more or less to borrow an investor’s money during a downturn? What is more important: your asset mix or which companies you own? Listen along to find out if you are thinking logically during downturns. 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.