The Investor Coaching Show with Paul Winkler

U.S. Returns vs. Other Developed Nations

The U.S. market returns don’t always beat out the returns of other developed nations, though U.S. markets have been more favorable over international markets recently. Today, Paul explains why diversifying with more companies and markets at home and around the world statistically reduces risk and raises returns.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

How to Pay Less for Stocks

When is the best time to save for retirement? 30 years ago. When is the second best time? Now. Today, Paul talks about an article that claims investors are showing some discipline and making retirement contributions during these economic times. Paul then gives reasons it’s so important to automate your savings and start saving now. Listen along to learn what dollar cost averaging is and why it's usually cheaper to invest over a longer period of time.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Receiving an Inheritance Close to Retirement

Today, Paul talks about a meeting he had this week with a client who is receiving an inheritance close to retirement. Paul shares about planning around your retirement, an inheritance, and Social Security as well as how expensive it could be to walk through this process without a planner. 

 To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Can You Spot Market Timing in the News?

Paul always encourages listeners to avoid market timing at all costs. But what is market timing, and why will it hurt your investments? Paul shares a MarketWatch article titled “Once Offering the Worst Return on Wall Street, Cash Is Now Looking Like the Best Asset to Own, Says Morgan Stanley” and wants to know if you can spot market timing in the news.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Should You Consider a Self-Directed IRA?

Paul found a Kiplinger article titled “6 Reasons to Avoid a Self-Directed IRA” that may apply to your IRA as well. Listen along to hear why Paul doesn’t recommend self-directed IRAs, why considering one is dangerous, and how you can prevent your IRA from falling into the exact same traps. 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

An Outside Perspective on American Capitalism

Today, Paul and Chad talk about an article from The Economist titled “Republicans Are Falling Out of Love With America Inc.” Paul and Chad explain why they think this perspective from a non-American publication isn’t the whole story and why Americans should not be afraid of the Right abandoning capitalistic ideals. Listen to hear how the expected returns and weighting of large U.S. companies in a portfolio have Paul confident that your investments shouldn’t be reacting to this news.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Is Academic Investing Just for Average Earners?

Is academic investing just for average earners? Do high net worth individuals have access to different or better investment opportunities? Today, Paul and Jonathan continue the theme of sophisticated investment strategies and answer these questions. Later in the episode, Paul and Jonathan get into investment policy statements and why you need to know about them.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Is Your Company Getting Rid of Your Pension?

Jonathan has seen multiple investors stuck with a decision after their company’s pension plans are discontinued. Today, Paul and Jonathan talk about why companies make that decision and what you need to consider when you’re offered a lump payment or another option. Listen along to hear why your time horizon has an effect on your next move.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Missing Out on Sophisticated Investment Strategies

It’s important not to invest in things that you don’t understand or can’t explain. Today, Jonathan talks about one of the many so-called sophisticated investment strategies being taught by social media financial gurus. Paul then educates investors about life insurance—the real risks—and why you will not hear these “strategies” recommended by a financial planner. Listen along to hear why you’re not missing out on sophisticated investment strategies. Later in the episode, Paul and Jonathan give a brief history of life insurance policies.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Working During Retirement Age

Some people dream of retiring to spend time with their families or to rest and travel, but not everyone who is the retirement age will enjoy that lifestyle. Paul and Arlene talk about people who find meaning and purpose by working later in life. Listen along to hear why delaying retirement or leaving retirement to work again isn’t always a failure from lack of planning. Later in the episode, Paul asks if listeners have enough homeowners insurance.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.