The Investor Coaching Show with Paul Winkler

Making End-of-Year Moves

Paul, Evan, and Ira talk about why making changes to your investment at the end of the year requires planning and is complex. Today they cover dividend payments, the wash rule, and how different tax brackets are affected by making changes late in the year. Paul treads lightly, informing investors of the risks and benefits, and encourages investors not to try to market time at the end of the year.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

$2B Lottery: How Does that Get Calculated?

Did you know that if the lottery winner chooses a one-time payment on a $1.6B lottery that they would receive only around $800M? Then after taxes the lottery winner has around $450M. Today, Paul, Evan and Ira talk about how the lottery value is calculated and how a rise in interest rates creates a bigger prize. Later in the show, the team covers some of the shake up at Twitter now that Elon Musk is the owner.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Bert Malkiel and Index Investing

Paul, Evan, and Ira talk about Bert Malkiel and the 50th anniversary of the book *A Random Walk Down Wall Street*, which leads into a discussion about how the investing industry has grown away from actively managed funds and turned toward index funds over the last fifty years. After some research, Paul shares why there is a better alternative to both. Later in the episode, Paul talks about how a school ban on smartphones highlights how phones are making less productive students and employees.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

The Goal Post Effect

When you're investing, you want to own things that aren’t always going to move together. If two different investments move together, then one of them is redundant. Today, Paul talks about the Goal Post Effect and why other investment companies too often focus on the same areas of the market, only in different funds. Later, Paul shares a chart that shows reasons investors could have left the market since March of 2009 and talks about how there is always a reason to sell and why the educated investor stays the course. 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Annuity Income Riders: Smoke and Mirrors

Paul recently worked with an investor through an annuity product they purchased that promised them an income for life on a subaccount with a substantial account balance. Paul has to pry to answer one simple question: how much income can actually be taken out of the account? Listen along as Paul educates investors on the smoke and mirrors of annuity products. Later in the episode, Paul talks about how the Inflation Reduction Act and electric vehicles are causing problems with our allies overseas.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Yen’s Value at a 24 Year Low

A listener asks Paul to talk about Japan’s currency being at its lowest value since 1998. Listen along as Paul teaches how currency valuations affect economies and countries and why this is worrisome for Japan. Later in the show, Paul talks about how rising interest rates and home prices are slowing down buyers and affecting builders across the country.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Paul Winkler on Identity Theft

Today, Paul addresses a listener who wants to know if it’s a good idea to get some identity theft protection. It’s a good question. Listen along as Paul explains the work involved in protecting your identity and why he doesn’t have a go-to company or service when it comes to identity protection. Later in the episode, Paul addresses whether or not there is something better than the 60/40 mix for people taking an income.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

GMC Profits Way Up, but Why?

Paul and Michael talk about GMC profits being higher than expected without any mention of electric vehicles. Paul and Michael discuss why the younger generation is more excited about electric vehicles as the two of them work to explain the reasons that GMC saw such strong third quarter earnings.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

 

Halloween Edition 2022

It’s the season of ghosts, ghouls, and things that go bump in the night. In this Halloween edition of The Investor Coaching Show, Paul shares a Halloween tradition and spends the hour with Jim Wood reading through the ThinkAdvisor article “13 Scariest Days in the U.S. Stock Market.” 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book

The Center for Human Flourishing with Jeremy Height (Part 2)

Paul encourages everyone to have a giving plan for their income, but how do you choose whom you give to? In a two-part interview, Paul invites Jeremy Height, pastor and director of the Center for Human Flourishing, to the show for a discussion about how this organization was founded, what it does to fight generational poverty, and how you can discover the causes and organizations that you want to support.  

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book