The Investor Coaching Show with Paul Winkler

Do ESG Funds Need More Disclosures?

The SEC considers more disclosures for ESG funds to help investors have better expectations of these types of products. Paul uses this opportunity to teach how ESG labels undermine a basic principle of investing. Listen along to hear why you should avoid these funds when possible and if Paul thinks these disclosures would help investors.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

How Can I Relax About Money During This Economy? With Dan Mandis

Dan Mandis had Paul on the Nashville Morning News on Supertalk 99.7 to ask him how investors are to relax after the market’s biggest drop since 2020. Listen along as they cover which segments got hit the hardest, why they dropped, and why we ultimately need to trust companies acting in their own best interest and in the interest of their shareholders.

 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Do Inverted Yield Curves Signal a Market Downturn?

Today, Paul explains what an inverted yield curve is and provides some research about whether they signal a market downturn. Listen along to hear how often this circumstance leads to long-term lulls for investors and how to tell the difference between a market pattern and anomaly. Later in the show, Paul and Evan share the drama unfolding around ESG investing by sharing how the state of Texas sent letters to banks and financial firms asking them to disclose if they invest in energy companies and how Tesla got removed from the S&P ESG Index.

 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Are Cryptocurrencies Worth Anything?

Evan shares a story about some investors who were once very vocal about crypto and now don’t mention it at all. This starts Paul and Evan on a question that applies to all investments, but especially looms over cryptocurrencies: How do you calculate the true value of something? Listen along to hear how people often think of value in investing, as Evan honestly asks, “Are cryptocurrencies actually worth anything?” Later in the show, Paul explains why jumping into municipal bonds or commodities doesn't make your investments safer during downturns.

 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Getting Your Mind Right About Downturns

Today, Paul covers a topic that brings fear into the hearts of investors: market downturns. The media constantly covers the topic of downturns in a gloom and doom manner, but Paul is here to remind you that downturns are a normal part of investing and can often produce the upside that investors are looking for. Listen along as Paul shares why pulling out of the market after a loss is engaging in the riskiest investor behavior. Later in the show, Evan shares an example of an advertisement on Facebook that made claims about his products and the market that were completely false—to warn investors against believing sources they know nothing about.

 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Target’s Stock Price Falls Significantly

Last week, Target’s stock price fell by almost 25% overnight due to an unfavorable earning report. Today, Paul explains exactly what happened and why you don’t need to sweat market downturns. Later in the show, Paul discusses an article written for advisors, which pulls them away from academic principles and toward a marketing mindset.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

An Educated Investor Knows Who They Are

Paul is encouraged by the recent addition of a psychology program as a part of Certified Financial Planning (CFP) education. Paul shares how concepts like attachment theory can explain why investors have anxiety and get lower-than-market returns. Listen along to hear why an educated investor knows who they are and how an educated advisor can help them get there. Later in the show, Paul shares a few questions educated investors need to be able to answer.

 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Good Advice or Financial BS?

Today, Paul shares an article from the Journal of Behavioral and Experimental Finance about some people being susceptible to “financial BS.” Paul talks about how complicated the messaging around investments is and how some people are more susceptible to believing sources because they use complex terms or concepts while others can tell when someone is using language just to be confusing or deceiving.

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Understanding Options Contracts

A recent study confirms that one of the riskiest behaviors small investors dabbled in during the pandemic was options contracts. Today, Paul gives a simple illustration of an options contract for people who are unfamiliar with how they work. Paul and Anne talk about how options contracts work during a more volatile market and what happened to investors who tried to take matters into their own hands to magnify their gains. Later in the show, Paul discusses a statistic that 79% of investors think they will be able to retire. Are they right?

 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.

Top NBA Player With Humble Origins

The NBA playoffs are going on, and Giannis Antetokounmpo has been one of the league's stars, leading the Bucks to a championship last year. However, he was raised in Greece in extreme poverty and has funded accounts at 50 different banks to the FDIC limit. Today, Paul and Anne talk about the unique struggles that come from this kind of upbringing coupled with a career path that, at best, lasts until age 40. Listen along as Paul talks about addressing your purpose for money and financial fears.

 

To get a copy of our new book, Confident Financial Planning, go to paulwinkler.com/book.